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Buying or selling a home is one of the biggest events in your life. This major life step should be entrusted to someone with a proved track record of success. I have consistently been rated among the top 1% of realtors in the U.S. and recognized in the top 2% of Coldwell Banker Sales Associates internationally. Please let me help you begin your real estate journey; I'll be with you every step of the way...
Contact me with confidence; I guarantee that your privacy will be respected. I offer the services on this site free, and without obligation. Why? I want to be your REALTOR for life. As your trusted, professional real estate partner, we will work together to achieve your real estate goals, whether buying, selling, leasing or relocating anywhere around the globe!
Francesco Mazzaferro YOUR Real Estate Professional
Francesco Mazzaferro Coldwell Banker Residential Brokerage 100 Washington Street Hoboken, NJ 07030 Mobile:: 201-410-3020 Office Direct:: 201-533-3070 Office:: 201-798-3300 Ext. 211 Fax: : 201-533-3055 E- Fax:: 862-345-1562 FrancescoM@NJDreamHomes.net FrancescoM@HomesbytheHudson.com
There couldn't be a better time to buy and sell real estate than right NOW! Take advantage of the record low interest rates, and start your real estate portfolio...
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Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.
You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.