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All Agents are NOT Alike! Find out why I am a Top Real Estate Expert. Call me: 201-533-3070 Direct

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Thank you very much for your kind and patient.
You have shown your clients that you are an efficient, reliable and responsive with selling experience person.
Best Regards,Frank Chen Jan. 31. 2009
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Buyers Want Your Home for as Little as Possible.

Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.

Let me do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold.

As a top real estate agent, I determine the value of homes daily. Using the information you provide below, I can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market.

Remember, market conditions can be different, even one neighborhood to the next. I know how to take all these factors into account when determining the true market value of your home.

This service is completely free and without obligation. There are absolutely no strings attached. Why? I want the chance to show you my expertise as a top real estate agent.

Please provide me with some basic information on your home. I'll get back to you quickly... 

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Francesco Mazzaferro, REALTOR®, real estate agent and broker for Jersey City, Weehawken, Hoboken and Union City, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Francesco Mazzaferro
Coldwell Banker Residential Brokerage

100 Washington Street
Hoboken, NJ 07030
Mobile:: 201-410-3020
Office Direct:: 201-533-3070
Fax: : 201-533-3055
E- Fax:: 862-345-1562
FrancescoM@NJDreamHomes.net
FrancescoM@HomesbytheHudson.com

There couldn't be a better time to buy and sell real estate than right NOW! Take advantage of the record low interest rates, and start your real estate portfolio...

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Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
Q 
What island in the St. Lawrence River was given away on a television game show in 1964?

A 
Price is Right Island was given away by Bill Cullen on "The Price is Right."
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