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Francesco Mazzaferro Coldwell Banker Residential Brokerage 100 Washington Street Hoboken, NJ 07030 Mobile:: 201-410-3020 Office Direct:: 201-533-3070 Office:: 201-798-3300 Ext. 211 Fax: : 201-533-3055 E- Fax:: 862-345-1562 FrancescoM@NJDreamHomes.net FrancescoM@HomesbytheHudson.com
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Nationwide surveys indicate that a large number of potential home buyers count themselves out of the market because of widely-held myths about home financing.
Some of the most prevalent myths include: 1) home buyers need large down payments (more than is actually the case); 2) the loan process works against people under age 35; 3) owning a home is more expensive than renting; and 4) minorities have no chance of getting a mortgage.
The surveys found that many people view the mortgage process as "difficult, stressful, and incomprehensible." Many qualified first-time buyers are unaware of special programs designed to make home ownership affordable to them. The home loan industry is always looking for new ways to dispel these myths because lenders want more business, not less. The alternatives to traditional 20% down, thirty-year fixed mortgages are astonishing. Mortgage brokers are experienced in explaining today's financing and debunking the myths.
- NUMBER1EXPERT™ 
