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Francesco Mazzaferro Coldwell Banker Residential Brokerage 100 Washington Street Hoboken, NJ 07030 Mobile:: 201-410-3020 Office Direct:: 201-533-3070 Office:: 201-798-3300 Ext. 211 Fax: : 201-533-3055 E- Fax:: 862-345-1562 FrancescoM@NJDreamHomes.net FrancescoM@HomesbytheHudson.com
There couldn't be a better time to buy and sell real estate than right NOW! Take advantage of the record low interest rates, and start your real estate portfolio...
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First Time Buyers >Making Your Dream Home Come True
Is it time to initiate the purchase of your first home? You may be starting a family and outgrowing your small apartment. If the time seems right to seriously consider buying a house, but you are afraid you don't have enough cash, don't worry!
Real estate agents are experienced in helping first-time buyers locate the financial resources to make such a move. The first step is to sit down with an agent who is familiar with available loan programs. You will need money for the down payment, and your income must be high enough to meet the lender's qualifying standards.
Real estate agents may be able to minimize the amount of cash needed with a little help from either the sellers or the loan company. You might be able to include some of the closing costs in your mortgage. The sellers might consider a lease/purchase agreement which would allow you to rent for a few months while accumulating the funds you need. If you are ready to buy your first home, let your real estate agent assist you in making your dream a reality.
- NUMBER1EXPERT™ 
